Yesterday I had a very interesting meeting with an accountant. She taught me how to record my expenses and intake. She totally made sense and I felt I learned a lot. And now I know its all not as complicated as I thought it would be. Great.
Further, I started to get my liability insurance set up. Nowadays, you can and should not do business without it. The thought of being sued one day is mortifying. And I cross my fingers it will never happen. However, in CE is there is sometimes a calculated risk you have to take in order to let learning and spontaneity take place. This is what sometimes makes all the difference and sets us apart from other professionals. Safety of the client is always the priority but sometimes you just have to let go. What I want to teach is that living life is about taking risks and not let anxiety hold you back from living. It is important to teach awareness of safety and when its okay to take risks as well as having a backup plan just in case it does not work out.
Setting up this business, I also have a back-up plan in case things go belly-up. But with a bit of luck and help from my friends I might not need it.
Here is the link for some reasonable prof. liability insurance that was discussed at the ACENA conference. I may be mistaken but i think there has ben some correspondance with them and conductors are eligible professionals.
ReplyDeletehttp://www.cec.sped.org/Content/NavigationMenu/Membership/JoinCEC/
(If you dont mind test running it for me that would be great! :-)
thanks Gemma. i will have a look. I should hear back from the insurance broker today and will let you know what i go with in the end...
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